Gig economy payer via automated clearing house (ACH) transfer or Original Credit Transaction (OCT).For example, Chime offers Mobile Check Deposit to members who have received at least one direct deposit of $1 or more since June 1, 2021* from one of the following sources: If you have an external bank that offers this service, just log in to their website and add Chime by providing your Chime routing number and Checking Account number.Ĭhime will determine if you are eligible for Mobile Check Deposit based on the history of any Chime-branded accounts you have, direct deposit history, direct deposit amounts, and other risk-based factors. Most banks will allow you to make transfers to Chime from their website. Transfer Initiated from an External Account: To do this, you may need your account number and routing number, which you can find in the Chime app under Settings. If you get an error when using the Chime app to transfer money from a linked external account into your Chime Checking Account, try logging into the external account and transferring the money from there. We hope to add others in the near future! We support transfers from the following banks: Chase, Bank of America, Wells Fargo, Citi, US Bank, USAA, Fidelity, PNC Bank, Capital One 360, TD Bank, SunTrust, Navy Federal & Charles Schwab. Transferred funds will be available within 5 business days. Once the external account is linked, you can make unlimited transfers from the external account to your Checking Account. Your external bank account will be instantly linked to your Checking Account. Under Move Money, go select Transfers and you will then be prompted to enter your other bank’s login credentials.

You can link an external bank account you own to your Chime Checking Account in the Move Money section of the Chime app or by logging into your account online.

We also support ACH transfers, cash deposits, and Mobile Check Deposit. Direct deposit is the easiest and most reliable way to deposit funds to your Checking Account, although it is certainly not the only one.

Chime bank direct deposit late